Becoming a homeowner is rewarding at what makes it worthwhile is everything that you did and have been through to finally be able to have a house that you can call your own, that you can call your home.

And here comes bearing the responsibility of maintaining mortgage payments. Don’t get us wrong, mortgage debt is actually considered as a “good debt”. Equity increases overtime so paying off your balances isn’t a bad thing!

But what happens when the dreaded unforeseen happens? What happens to your mortgage payments when you fail to duly pay the dues because of your death?

In your untimely demise, are the loved ones left behind equipped to continue making the payments or will they lose the home you’ve built with them? In health, sickness, and death, Binns Financial Group is here to help you set up a plan to ensure that your mortgage payments are never disrupted. Start securing your mortgage with us today.


I do offer a debt elimination program for my clients.

The specialist will develop a plan for you to eliminate your mortgage and your credit card debt and anyone else that you owe and keep it off. You may pay off your 30 year mortgage in 15 years.

This is a long-term program that works without you having to greatly increase the amount of money you spend every month.

There is a saying about compound interest, "he who understands it, earns it, those who don't understand it, pay it." Your money will be deposited into an insurance contract that earns compound interest.

If you pay off your mortgage early and pay off all of your credit cards and keep it off, how much money will you have at the end

of the month? What would you do if you had a bigger bucket? l know what I would do, I would have so many bass guitars that I would have to hang some in every room.


When you're working a 9 to 5 job over the years, investing on your retirement is a must. Even when you think it's far away, there's no better time to start as early as possible than today.

Your retirement funds can grow with you in your work life journey. A retirement plan will let you fully enjoy your retirement years without having to worry about anything at all.

To simply put it, you will never run out of money because you will have a return on your investment and you can safely withdraw funds from the portfolio you built to sustain you.

Binns Financial Group is here to help you set up a plan to ensure that you will have the right amount of money saved once you close the work life chapter of your life.

No one wants to work all their life. Look into the right retirement plan for your future with us.

(619) 693-1299

Phone Number

El Cajon, CA 92019

Office Address

E-mail address

Office Address

3960 Howard Hughes Pkwy,

Las Vegas, NV 89169

Phone Number

(619) 693-1299

E-mail Address